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Few lenders offer zero-down loans today, but there are some programs that allow consumers with good credit and a steady income to buy with no money down or with a minimal investment. Owner financing is available with ZERO down. You may be looking for ranch land; mountain land; desert land; forested land; or waterfront land. Discover 3,325 listings of land for sale by owner (FSBO). ALL TRACTS ARE 5 OR MORE ACRES As the Direct Tennessee Land Sale Owner, We Offer Land for Sale by Owner and Finance with a Low Down Payment & Low Monthly Payment with NO QUALIFYING and NO CREDIT CHECK! I went through a company called Classic Country Land. Over 10,000 Affordable Properties Sold. Easily find farmland by owner in the United States and beyond including minifarms, hobby farms, cattle … No Credit Checks! Will automatically be approved for owner Financing $ 12,100 el paso county less than percent! The low fixed rate of 7.25 APR on a land for sale zero down % discount on the remaining balance paid. 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